“The greatest moments in life are not concerned with selfish achievements but rather with the things we do for the people we love and esteem, and whose respect we need.”
Risk management plays an important role in feeling prepared for the future, so your loved ones are protected no matter what comes your way.
The insurance industry, much like technology, is constantly evolving. Products that were once competitive may no longer offer the best value in terms of pricing, features, guarantees, riders, or benefits. Much like your health, it’s essential to routinely review your policies to ensure they are adequately funded, competitive, and remain suitable for your current and future needs.
Our Policy Evaluation Audit
Our team conducts a thorough review of existing life insurance, long-term care, disability, and annuities to assess:
COMPETITIVE PRICING
We compare your policy’s premiums and costs against the current market offerings to ensure you’re getting the best value for what you’re paying for.
GUARANTEES & RIDERS
We review policy features, product guarantees, income benefits, and policy riders to verify they align with your goals and remain competitive in today’s market.
FUNDING ADEQUACY
Missed premium payments or underfunding can put your coverage at risk, potentially leading to policy lapses or reduced benefits. Our team conducts a thorough review to ensure your policy is fully funded to preserve the integrity of your policy.
Leveraging a Broad Network for Tailored Solutions
Beyond evaluating existing policies, we have a network of third-party insurance providers to explore a wide range of products and companies. Our case design process involves analyzing your needs and shopping for solutions that offer competitive pricing, useful features, and reliability. We’re not in the business to push specific products; instead, we focus on understanding your needs and analyzing risk-based options to ensure an unforeseen event doesn’t lead to financial stress.
Contact Hightower Austin
500 N. Capital of Texas Highway, Building 3, 1st Floor, Austin, TX 78746 | (512) 328-9494
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