"By failing to prepare, you are preparing to fail.”
Worrying about not having enough money in retirement, funding college, making a large purchase, or losing a loved one can be daunting, and the fear of making a bad financial decision only adds to the stress.
Life’s full of surprises, but planning and preparation can make a difference.
When we team up and build your plan, we’ll explore different possibilities together, stress test financial decisions in real time, and break down exactly what they mean for you, your family, or your business. It’s about giving you clarity and confidence, step by step so whatever life throws your way, you’re prepared.
Getting Started
During the initial phase of building your financial plan, we conduct a thorough data intake, requesting key documents like tax returns, Social Security statements, employer plans (401k, stock options, restricted stock, etc.), investment statements, mortgage details, monthly expenses, liabilities, and more. The more information we have, the more accurately we can model your financial ecosystem.
Running the Numbers
Once we receive your data, we run projections and test various scenarios to help our clients avoid costly real-world mistakes. For example, while your portfolio might target a 10% return, our analysis could reveal that a 6% return is sufficient to meet all your financial goals – funding retirement, traveling, buying a second home, and even leaving a legacy for your children. Observations like this prompt critical discussions to help protect your objectives and needs.
IS IT NECESSARY TO TAKE ADDITIONAL RISKS FOR A HIGHER RETURN WHEN A SAFER PATH ACHIEVES EVERYTHING YOU NEED?
Crafting a Plan That’s Right for You
Our team places an importance on behavioral finance and identifying cognitive and emotional biases that may lead to erroneous conclusions or sub-optimal investment decisions.
A personalized financial plan is a dynamic tool that empowers you to make informed financial decisions. We see it as a living document, continuously evolving to align with your changing needs and goals.
500 N. Capital of Texas Highway, Building 3, 1st Floor, Austin, TX 78746 | (512) 328-9494
Legal & Privacy | Web Accessibility Policy
Form Client Relationship Summary ("Form CRS") is a brief summary of the brokerage and advisor services we offer.
HTA Client Relationship Summary | HTS Client Relationship Summary
Hightower Advisors, LLC is an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. Securities offered through Hightower Securities, LLC, Member FINRA/SIPC. brokercheck.finra.org
©2025 Hightower Advisors. All Rights Reserved.